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In economics, année culminant currency area, or region (OCA or OCR), is a geographical region in which it would maximise economic efficiency to have the entire region share a élémentaire currency. There are two models, both proposed by Robert Mundell: the stationary expectations model and the international risk sharing model. Mundell himself advocates the international risk sharing model and thus concludes in favour of the euro.[78] However, even before the creation of the single currency, there were concerns over diverging economies.
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The Eurosystem participates in the printing, minting and distribution of euro banknotes and encoignure in all member states, and the operation of the eurozone payment systems.
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In general, those in Europe who own large amounts of euro are served by high stability and low inflation.
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"Moreover", they write, "private-sector indebtedness across the euro area as a whole is markedly lower than in the highly leveraged Anglo-Saxon economies". The authors conclude that the crisis "is as much political as economic" and the result of the fact that the euro area lacks the pilastre of "institutional paraphernalia (and mutual bonds of solidarity) of a state".[60]